Loan Services

Personal Loans

Simple interest; flexible repayment terms, life and disability insurance coverage available; prompt, local decisions.


Secured or unsecured revolving line of credit from $1,000.00 to $100,000.00 with variable rate.

Overdraft Protection

A credit line established for the sole purpose of providing funds for up to two (2) designated checking accounts to cover check presentment. Simple interest with low monthly payment terms. ($5.00 per transfer fee)

Equity Line

A revolving line of credit secured by the equity in a primary or secondary residence. Easy access by writing checks. Simple interest loan with low monthly payments. In addition, the interest may be tax deductible. No closing costs for lines of $25,000.00 or more.

Equity Loan

Loan secured by primary or secondary residence. Simple interest, flexible terms up to 15 years. Prompt, local decisions. In addition, the interest may be tax deductible.

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