Personal

Checking

Key Free Checking

Minimum opening deposit $100.00
Monthly maintenance fee N/A
No minimum balance required

Features:
• Unlimited ATM¹ or Debit Card^1,2 withdrawals/deposits
• Unlimited check writing
• No fee personalized Community checks
• Overdraft protection²
• Free Online Banking

Community Key Checking

Minimum opening deposit $100.00
Monthly maintenance fee $5.00
Minimum balance to avoid monthly maintenance fee:
• $300.00 Minimum balance or
• $2,500.00 Average balance in all Primary Deposit Accounts or
• Loan balance at $10,000.00 in all retail loans or
• Direct Deposit

Features:
• Unlimited ATM¹ or Debit Card^1,2 withdrawals/deposits
• No fee personalized Community checks
• No Fee Regular – Travelers Cheques
• No Fee Official checks – limit of 2 per statement cycle
• Discount loan rates
• Overdraft protection (No annual fee or transfer fee)²
• Unlimited check writing
• Free 3 x 5 Safe Deposit Box (First year only)
• Free online banking

Community Personal Interest Checking

Minimum opening deposit $200.00
Monthly maintenance fee $5.00
Minimum balance to avoid monthly maintenance fee:
• $1,000.00 minimum balance or
• $2,000.00 in Regular Savings

Features:
• Interest Method – Daily compounding available balance
• Interest Tiers
• Unlimited ATM¹ or Debit Card^1,2 withdrawals/deposits
• No fee personalized Community checks
• Free Online banking

¹ Transaction fee by ATM owner may also apply.² Normal approval required.

THE FCB "KEY" Advantages!

Extended Hours
Coin Counters
All Day Posting Hours
ATM Anywhere!
CoinLink