Personal

Checking

Key Free Checking

Minimum opening deposit $100.00
No Monthly maintenance fee
No minimum balance required

Features:
• Unlimited ATM¹ or Debit Card^1,2 withdrawals/deposits
• Unlimited check writing
• Free trial of 50 standard Community checks
• Overdraft protection²
• Free Online Banking with unlimited bill pay
• Free Electronic Statements/Notices

Community Key Checking

Minimum opening deposit $100.00
Monthly maintenance fee $10.00
Minimum balance to avoid monthly maintenance fee:
• $300.00 Minimum balance or
• $2,500.00 Average balance in all Primary Deposit Accounts or
• Loan balance at $10,000.00 in all retail loans or
• Direct Deposit

Features:
• Unlimited ATM¹ or Debit Card^1,2 withdrawals/deposits
• Free first order of standard Community checks
• Overdraft protection²
• Unlimited check writing
• Free 3 x 5 Safe Deposit Box (First year only)
• Free online banking with unlimited bill pay
• Free Electronic Statements/Notices

Key Complete Interest Checking

Minimum opening deposit $200.00
Monthly maintenance fee $15.00
Minimum balance to avoid monthly maintenance fee:
• $1,000.00 average balance or
• $10,000.00 in all primary deposit accounts or
• $25,000.00 in combined outstanding retail loan balances

Features:
• Interest Method – Daily compounding available balance
• Interest Tiers
• Unlimited ATM¹ or Debit Card^1,2 withdrawals/deposits
• No fee personalized Community checks
• Free Online banking with unlimited bill pay
• Overdraft protection²
• Discounted Consumer Loan Rates
• Free cashiers checks
• Free 3 x 5 Safe Deposit Box
• Free Electronic Statements/Notices

¹ Transaction fee by ATM owner may also apply.² Normal approval required.

THE FCB "KEY" Advantages!

Extended Hours
Coin Counters
All Day Posting Hours
ATM Anywhere!
CoinLink